Life can change in an instant. From job loss to divorce to a medical condition or illness, life’s little situations can impact an individual’s ability to pay or get paid, which can result in financial disaster. In fact, the most common reasons for debt, include: Mismanaged or disorganized finances Making poor financial decisions Disputes, such as divorce Cash flow problems Physical problems, such as a work-related injury or disability Litigation Job loss Fraud Miller, Stark, Klein & Associates recognizes that the best way to go about tackling and clearing debt is by treating consumers with respect. Most consumers want to pay their bills, but are in too difficult of a financial situation to do effectively. At Miller, Stark, Klein and Associates, we aren’t here to judge. We are here to provide solutions to help our consumers move forward and get their lives back on track, as well as insure a successful and profitable bottom line for